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HSAs Do Not Benefit Lower-Income Individuals, Have Not Led To Reduced Health Care Costs, Report Finds

Health savings accounts linked with high-deductible health plans do not benefit lower-income individuals and have not led to reduced health care costs, according to a report released on Wednesday by the Bell Policy Center, the Denver Post reports. According to the report, although HSAs "have grown rapidly in the last few years, they have missed their mark, attracting enrollees with high incomes who are more likely than low-income people to already have coverage." The report also said that HSAs "do not appear to be making system-wide changes toward lowering costs, as some proponents expected." Blair Woodbury, a public policy fellow at Bell and the author of the report, said that HSAs "may be useful for some consumers" but "are by no means a solution to the major problems in today's health care system" (Raabe, Denver Post, 8/30).

The report is available online.

Reprinted with kind permission from http://www.kaisernetwork.org. You can view the entire Kaiser Daily Health Policy Report, search the archives, or sign up for email delivery at http://www.kaisernetwork.org/dailyreports/healthpolicy. The Kaiser Daily Health Policy Report is published for kaisernetwork.org, a free service of The Henry J. Kaiser Family Foundation© 2005 Advisory Board Company and Kaiser Family Foundation. All rights reserved.





HSAs nu beneficiazã persoane fizice cu venituri mai mici, nu au dus la reducerea Sãnãtate costurile, Raport Gãseºte - HSAs Do Not Benefit Lower-Income Individuals, Have Not Led To Reduced Health Care Costs, Report Finds - articole medicale engleza - startsanatate