Couples Need Estimated Savings Of $225K To Cover Health Care Costs During Retirement, Study Finds
The study attributed the increase this year to higher unit costs, higher utilization rates for health care services, more expensive technologies and increased cases of some chronic diseases (Powell, AP/Long Island Newsday, 3/5). The study assumes that retirees do not receive health insurance through their former employers and includes Medicare premiums, copayments, deductibles and other out-of-pocket costs (St. Petersburg Times, 3/6).
Brad Kimler, executive vice president of the Fidelity benefits consulting group, in a statement said, "With health care costs continuing to outpace wage increases and companies trimming retiree health benefits, financing health care has to be central to retirement planning" (AP/Long Island Newsday, 3/5).
Ray Ferrara, a certified financial planner in Clearwater, Fla., said, "Those who don't have $225,000 are going to fall back on the government and society to take care of them," adding, "The solution is to cut benefits, raise Medicare deductibles or increase taxes. But those are not the kinds of things politicians want to tackle" (St. Petersburg Times, 3/6).
Reprinted with kind permission from http://www.kaisernetwork.org. You can view the entire Kaiser Daily Health Policy Report, search the archives, or sign up for email delivery at http://www.kaisernetwork.org/dailyreports/healthpolicy. The Kaiser Daily Health Policy Report is published for kaisernetwork.org, a free service of The Henry J. Kaiser Family Foundation© 2005 Advisory Board Company and Kaiser Family Foundation. All rights reserved.
Estimate economiile de cuplu nevoie de $ 225K pentru a acoperi costurile de asistenþã medicalã în timpul vârstei de pensionare, studiu constatã - Couples Need Estimated Savings Of $225K To Cover Health Care Costs During Retirement, Study Finds - articole medicale engleza - startsanatate